Terms and Conditions

These terms and conditions govern the use of the SPJ Publications Pvt. Ltd. website, located at  Website By accessing our site, you agree to comply with these terms. If you do not accept these terms and conditions, please refrain from using our website.

Cookies Policy

SPJ Publications uses cookies to enhance your online experience. By continuing to use our website, you consent to our use of cookies. A cookie is a small text file placed on your hard drive by a web server. Cookies are not designed to run programs or deliver viruses to your computer. They are unique to you and can only be read by the server that issued them. We may utilize cookies to gather, store, and analyze information for statistical or marketing purposes. While you can choose to accept or decline optional cookies, some cookies are essential for the proper functioning of our site and do not require your consent. Please note that by accepting required cookies, you also agree to third-party cookies that may be used if you engage with external services on our site.

Intellectual Property Rights

Unless otherwise indicated, SPJ Publications Pvt. Ltd. and/or its licensors hold the intellectual property rights for all content on SPJ Publications. All rights are reserved. You may access materials from SPJ Publications for personal use, but you must not:

• Copy or republish any content from SPJ Publications
• Sell, rent, or sub-license any material from SPJ Publications
• Reproduce, duplicate, or copy any content from SPJ Publications
• Redistribute any content from SPJ Publications. This agreement commences upon your access to the site.

User Comments

Certain sections of our website allow users to post and share opinions and information. SPJ Publications Pvt. Ltd. does not pre-screen, edit, or review comments prior to their publication. Comments reflect the views of the individual posting them and do not necessarily represent the views of SPJ Publications Pvt. Ltd. To the fullest extent permissible by law, SPJ Publications Pvt. Ltd. will not be liable for any comments or any resulting damages or expenses. We reserve the right to monitor all comments and remove any that are deemed inappropriate or violate these terms.

User Representations

By posting comments, you warrant that:

• You have the right to post these comments and possess all necessary licenses and consents.
• Your comments do not infringe on any intellectual property rights, including copyrights, patents, or trademarks.
• Your comments do not contain defamatory, offensive, or unlawful material.
• Your comments will not be used for solicitation or to promote any commercial activity.

You grant SPJ Publications Pvt. Ltd. a non-exclusive license to use, reproduce, edit, and authorize others to use your comments in any format.

Hyperlinking Policy

The following organizations may link to our website without prior written approval:

• Government agencies
• Search engines
• News organizations
• Online directory distributors

These organizations may link to our homepage, publications, or other website information as long as the link:

1. Is not misleading.
2. Does not falsely imply sponsorship or endorsement.
3. Fits within the context of the linking party’s site.

We also welcome link requests from organizations such as consumer information sources, educational institutions, and trade associations, provided that the link enhances our reputation and is contextually appropriate.

Content Liability

SPJ Publications will not be responsible for any content that appears on your website. You agree to indemnify us against any claims arising from your website. No links should be posted on any site that could be construed as libelous, obscene, or illegal.

Reservation of Rights

We reserve the right to request the removal of all links to our website at any time. You agree to comply promptly with such requests. We may also amend these terms and conditions at any time, and by continuing to link to our site, you agree to be bound by the updated terms.

Link Removal Requests

If you find any link on our website that you consider offensive, please contact us at any time. While we will consider your request to remove links, we are not obligated to respond directly.

Disclaimer

To the fullest extent permitted by law, we exclude all representations, warranties, and conditions relating to our website and its use. Nothing in this disclaimer will:

• Limit or exclude our or your liability for death or personal injury.
• Limit or exclude our or your liability for fraud or fraudulent misrepresentation.
• Limit any of our or your liabilities in any way that is not permitted under applicable law.

The limitations set out in this section govern all liabilities arising under this disclaimer, including liabilities in contract, tort, and for breach of statutory duty. As long as our website and its information and services are provided free of charge, we will not be liable for any loss or damage of any nature.

Thank you for visiting SPJ Publications! We appreciate your understanding and adherence to these terms.